On May 21, 2025, the Orange County Housing Finance Trust Board of Directors voted unanimously to discontinue further efforts to establish the Affordable ADU Loan Program.

The decision was based on concerns regarding the long-term risk to the Trust in managing mortgage loans directly with homeowners, as well as the ongoing financial and administrative responsibilities such a program would require for many years into the future.

We regret that this initiative could not move forward. At this time, we are not aware of any alternative government-funded ADU financing programs to recommend.

Thank you for your understanding.